WHAT CLIENTS ASK THE MOST
What You Should Know
HOW MUCH DO I NEED FOR A DOWN PAYMENT?
Understanding how much is required for a down payment on a mortgage depends on a few different variables. An experienced loan officer, such as the one's here at house and home, will take into consideration your goals and align those with the best loan program for you. For example, a clients goal may be  getting into the home for the least amount out of pocket, or a lower monthly payment. Therefore, the down payment can vary based on a clients goal.
WHEN SHOULD I REFINANCE?
Refinancing a home loan can be beneficial for many reasons such as: lowering an interest rate, paying off higher interest debt, lowering monthly payments, and finding more favorable loan options that fit you and your family's goals.
SHOULD I GET PRE-QUALIFIED BEFORE FINDING A HOME TO BUY?
Absolutely! Getting pre-qualified before starting your hunt for the perfect will help give guidance to the most appropriate price range that fits your budget. Most importantly. it will give you a head start on the competition for when you do find the perfect home, you will be ready to move forward with no issues.